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FREE Credit Scores, Reports, Monitoring and More from Credit Karma

TechCrunch 03.09 l 3 Devices

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Stay on top of your financial health for FREE—no credit card required. Credit Karma offers one of the most comprehensive credit monitoring platforms available, completely free of charge. From weekly credit scores to real-time alerts and personalized financial tools, it’s the smartest way to manage and improve your credit.

What You’ll Get

  • Weekly Credit Scores from TransUnion and Equifax
  • Full Credit Reports with easy-to-understand breakdowns
  • 24/7 Credit Monitoring with instant alerts for any changes
  • No Credit Card Required to sign up

𝗔𝗱𝘃𝗲𝗿𝘁𝗶𝘀𝗲𝗺𝗲𝗻𝘁

How to Claim It


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More Free Tools to Boost Your Finances

Credit Karma offers more than just your credit score:

  • Credit Score Simulator: Test what happens to your score if you pay off debt or open a new credit card.
  • Approval Odds: See your estimated chances of being approved for credit cards or loans—without affecting your score.
  • Credit Builder Program: If your score is under 619, this tool can help improve it by 17–21 points on average by reporting payments from a small secured line of credit.
  • Credit Karma Money: Includes access to no-fee checking and high-yield savings with perks like early paycheck access and debit card cash-back.

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Credit Karma Credit Card Guarantee

One of the standout features of Credit Karma is their Credit Card Approval Guarantee. When you apply for a guaranteed card through Credit Karma and get denied, you can qualify for a $50 compensation.

  • Applies only to select cards marked “Guaranteed Approval” within your dashboard
  • Must meet the listed eligibility requirements and apply through Credit Karma
  • If denied, follow the instructions in your dashboard to claim your $50

This feature makes applying for credit far less stressful—and can even help offset a denial if it happens.

Why It’s Worth It

  • Completely free for life
  • No trial periods or hidden fees
  • Trusted by millions to monitor and manage their credit responsibly
  • Get tips and personalized recommendations to increase your score faster
  • Potential to earn $50 if denied a guaranteed card through their platform

𝗔𝗱𝘃𝗲𝗿𝘁𝗶𝘀𝗲𝗺𝗲𝗻𝘁


𝗔𝗱𝘃𝗲𝗿𝘁𝗶𝘀𝗲𝗺𝗲𝗻𝘁

More Freebies You’ll Love

Be sure to check out more top finance and tech offers:

Take Control of Your Credit Today

Whether you’re trying to improve your score, apply for a loan, or just stay protected—Credit Karma makes it easy, free, and powerful. Sign up today and start building a stronger financial future.

NOTE: This offer was valid at the time it was posted. If it is no longer available, please post a comment below and let us know so we can update the status.
We posted this 2 days ago

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Peyton Ramirez
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Peyton Ramirez
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OMG, just signed up! Hoping this helps me finally understand my credit score. Fingers crossed!

Finley Thomas
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Finley Thomas
Reply to  Peyton Ramirez

Good luck! Lemme know if you find any surprises! 😉