Free Fidelity Settlement Cash Back (+ $1M Fraud Protection)

If you were affected by the Fidelity Investments data breach between August 17 and August 19, 2024, you may be eligible for free cash back and identity protection services. Fidelity has established a $2.5 million settlement fund, and class members can claim up to $100 in cash payments plus two years of comprehensive fraud protection with $1 million in insurance coverage. The claim deadline is July 27, 2026. This is a no-cost opportunity if you received notice of the incident.

Who Is Eligible for This Free Settlement

If you live in the United States and your account number and routing number were exposed during the Fidelity data security incident between August 17 and August 19, 2024, you qualify as a class member. This includes anyone who received direct notification from Fidelity about the breach. Joint account holders with compromised financial account information can submit one claim per account number and routing number combination.

What You Can Claim from the Settlement

• Pro Rata Cash Payment: All class members can receive an estimated $100 cash payment without providing any documentation. The final amount depends on total claims filed.
• CCPA Payment (California residents): California residents can claim an additional $50 for privacy rights violations under the California Consumer Privacy Act.
• Documented Loss Reimbursement: If you had actual out-of-pocket losses from the breach between August 17, 2024, and July 27, 2026, you can claim up to $5,000. Expenses cannot have been reimbursed by another source.
• Identity Protection Service: Two years of CyEx Financial Shield Complete coverage with $1 million in financial fraud insurance.

How to Get This Free Settlement

1. Visit the official settlement website at fidelitydatasettlement.com
2. Locate your Login ID and PIN from the notice letter Fidelity sent you
3. Enter your credentials to access the online claim form
4. If you cannot find your ID and PIN, email [email protected] with your full name and mailing address to request them
5. Complete the claim form by the deadline of July 27, 2026

What You Need to File Your Claim

• Notice Letter: Your original Fidelity notice containing your Login ID and PIN
• Personal Information: Full name and mailing address for verification
• Documentation (if claiming documented losses): Receipts, statements, or records showing out-of-pocket expenses related to the breach
• For California Residents: Proof of California residency if claiming the CCPA payment

Tips for Filing Your Settlement Claim

• File Early: Submit your claim well before the July 27, 2026 deadline to avoid any technical issues
• Keep Copies: Save screenshots and confirmations of your submitted claim
• Check Spam Folders: Ensure you can receive communications from the settlement administrator
• Claim Both Benefits: File for the cash payment even if you do not have documented losses
• Enroll in Protection: Sign up for the free identity monitoring to protect yourself going forward

Frequently Asked Questions

Do I need to prove I was affected by the breach to receive the cash payment?
No. The pro rata cash payment of approximately $100 requires no documentation or proof. You simply need to be a class member who files a valid claim by the deadline.

Can I claim reimbursement for losses that insurance already covered?
No. You cannot claim expenses that have already been reimbursed by a third party such as your bank, credit card company, or insurance provider.

When will I receive my settlement payment?
After the claim deadline passes and the court approves the settlement, payments will be distributed to approved claimants. Keep your contact information updated with the settlement administrator.

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